Your mission

Join Bitpanda as an Anti-Financial Crime Compliance Specialist and be part of our innovative team breaking down barriers to personal finance ensuring a secure and trustworthy financial ecosystem. Your role will be pivotal in supporting the governance of our AFC Compliance program and for the development of trustworthy business relationships with other financial institutions, fintechs, and crypto asset providers, while making a meaningful impact in preventing financial crime.

What you’ll do:

• Case Investigations & Transaction Monitoring: Conduct in-depth investigations into suspicious transactions and high-risk client behavior, ensuring alignment with internal policies and regulatory obligations. Collaborate with the AML Officer to manage cases effectively, including documentation, escalation, and timely follow-up.
• Perform CDD/EDD Reviews: Perform Customer Due Diligence and Enhanced Due Diligence measures for high-risk clients, including PEP and sanctions screening, as well as verification of the source of funds. Analyse financial documents, transaction patterns, and contextual data to assess legitimacy and identify potential red flags. Ensure all assessments are risk-based, well-documented, and compliant with regulatory standards.
• Escalation Handling: Act as a key contact for escalated AFC-related cases from first-line teams and other internal stakeholders. Evaluate escalations critically, ensure appropriate resolution paths, and provide subject-matter guidance to ensure compliance and consistency in decision-making.
• Policy Execution & Quality Controls: Support the implementation of AML/CFT policies and procedures across investigative processes. Conduct quality control checks on case handling and CDD/EDD documentation, identify process gaps, and recommend improvements to enhance investigative quality and operational efficiency.
• Cross-Functional Collaboration: Work closely with Legal, Risk Management, Operations, and Product to ensure a coordinated and consistent approach to financial crime investigations. Communicate effectively with senior stakeholders by delivering concise updates, presenting case findings, and highlighting emerging risk patterns.

Who you are:

• Educational & Legal Acumen: You hold a degree in Law, Finance, Economics, or a related field, ideally with a strong legal or regulatory background. This enables you to confidently interpret complex AML/CFT frameworks and apply them effectively in investigative and case-based contexts.
• Investigative Compliance Expertise: You bring hands-on experience in AML compliance, ideally within the crypto, banking, or fintech sectors. You have a sound understanding of relevant regulations (e.g., FM-GwG) and know how to apply CDD/EDD measures in practice, particularly in transaction monitoring, case investigations, and source of funds verification.
• Language Proficiency: You have excellent verbal and written communication skills in English. Additional fluency in German, Arabic, or another European language (e.g., French, Italian, Spanish) is a strong asset, especially when handling cross-border cases or liaising with diverse stakeholders.
• Analytical & Research Skills: You are detail-oriented and have a strong analytical mindset that allows you to assess complex cases with accuracy and consistency. You enjoy deep-diving into customer profiles, transaction patterns, and financial documentation, and are confident researching applicable laws, guidance, or regulatory updates to support your decisions.
• Organisational Strength & Accountability: You are structured, self-driven, and capable of managing multiple investigations simultaneously without compromising on quality. You thrive in a fast-paced environment, contribute to team outcomes, and reliably meet deadlines - even when priorities shift.